vinancecapita

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About Us

10+

Branch

20+

Partner Touchpoints

30+

Employees

500+

Field Force

3k+

Customer Database

500+

Field Force

About VINANCE FOUNDATION

Vinance Capital is a brand name registered for Vinance Foundation, which is established in the year July ,2024 is poverty focused not for profit under section- 8 of company law, 2013.Company provides microloans exclusively to below poverty line and underserved customers through pan india. This enables them to start small start-up business identify undeserved people in rural areas and to provide financial support to start their business without any collateral security. This enables them to start small start-up business, which spoons transforms into adequate nutrition, medical aid and education.

As on date Vinance Capital has disbursed more than 1500 loans. Company has provided sewing machines to poor women to start up their business. Vinance Capital is focusing on women empowerment and sustainable development in deep rural areas of India.

Our Values

Built on four pillars, our culture endeavours to create an indomitable financial organization.

AMBITION

We aspire to achieve something more and do better than we did yesterday.

PRIDE

Confidence in our abilities as a stable and sustainable organisation that contributes to the customer and every stakeholder.

DISCIPLINE

Creating a culture of results, we place responsibility on doing what is right day after day.

INTEGRITY

Integrity beyond honesty, including focus, consistency, and accountability.

Our Products

Small business loans to support entrepreneurship, ranging from self-employed individuals to small retailers.
Designed to help borrowers expand their businesses, improve inventory, or purchase equipment.

Personal Loans (Mitra Loan)

Small business loans to support entrepreneurship, ranging from self-employed individuals to small retailers.
Designed to help borrowers expand their businesses, improve inventory, or purchase equipment.

Business Loans (Samriddhi Loans)

Targeted at low-income individuals and small businesses for income-generating activities.
Loan amounts typically range from ₹5,000 to ₹25,000, depending on the applicant’s business needs and repayment capacity.
Flexible repayment schedules (weekly, monthly, or based on cash flow cycles).

Micro loans (Sahayog Loans)

Facilitates lending through joint liability groups (JLGs) where a group of borrowers collectively guarantee each other’s loans.
Aimed at promoting collective responsibility and ensuring higher repayment rates.

Group Loans (Saksham Loans)

Apply With Ease

Here are the steps below to apply online for micro loan from VINANCE FOUNDATION :

Enter a few personal details and verify your mobile number with an OTP

Validate Mobile Number

Enter details such as monthly salary, existing financial obligations, and so on

Provide Basic Details

You will get an offer based on income, credit score, existing debt, etc. Select your preference

Select the Preferred Offer

For loan amounts less than INR 2.50 lakhs

Get Approved Funds in 30 Minutes
Validate Mobile Number

Enter a few personal details and verify your mobile number with an OTP.

Provide Basic Details

Enter details such as monthly salary, existing financial obligations, and so on.

Select the Preferred Offer

You will get an offer based on basic criteria such as income, credit score, existing debt, etc.

Get Approved Funds in 30 Minutes

For loan amounts less than INR 2.50 lakhs.

Meet Our Management Team

Home Loan
Kumar Vikash

Director, Vinance Foundation

DIN: 10521187
Appointed: 24th-July-2024

Home Loan
Subrata Roy

Director, Vinance Foundation

DIN: 10330540
Appointed: 24th-July-2024

Micro Loan
Harbinder Singh

Director, Vinance Foundation

DIN: 10717519
Appointed: 24th-July-2024

Personal Loans
Personal Loans

Instant personal loans to fulfill your needs

Apply Now
Business Loans
Business Loans

Unsecured business loans up to INR 75 Lakhs

Apply Now
Loan Against Property
Loan Against Property

Competitive property loans up to INR 5 Cr*

Apply Now